MigrapayAML screens every transaction against 185+ data sources in real-time — AML, sanctions, PEP, fraud signals — so your compliance team can act on evidence, not assumptions.
No credit card required · 14-day free trial
Compliance standards supported
From real-time sanctions screening to AI-drafted reports — everything your compliance and fraud teams need, accessible with one integration.
Screen against OFAC, UN, EU, UK, and Canadian sanctions lists. 185+ PEP datasets updated weekly from authoritative sources.
200+ signals per entity — IP reputation, device fingerprint, behavioral patterns, velocity windows, and country-risk matrices.
AI-generated SAR narratives, LCTR, EFTR, and EDD reports in FINTRAC and FinCEN format — ready for submission.
Claude-powered case analysis explains risk scores in plain language and surfaces contextual evidence to accelerate decisions.
Time-windowed velocity rules catch structuring, layering, and unusual transaction sequences that static rules miss.
HMAC-signed webhooks deliver risk events the moment they occur. Idempotent delivery with automatic retry and audit log.
MigrapayAML is designed to integrate with your existing stack without rearchitecting your platform.
One API key. No SDK required — plain HTTP. Detailed OpenAPI docs and SDKs for Node.js, Python, and Go.
Submit users, transactions, emails, IPs, or device fingerprints. Our engine runs 200+ checks in parallel.
Receive a scored risk report with actionable signals, a recommendation, and a full audit trail.
// Screen any entity in milliseconds const result = await fetch('https://api.migrapayaml.com/v1/check', { method: 'POST', headers: { 'X-API-Key': 'sk_live_...', 'Content-Type': 'application/json', }, body: JSON.stringify({ type: 'user', email: 'user@example.com', ip: '192.168.1.1', country: 'CA', }), }); // Response in <30ms const { risk_score, signals, recommendation } = await result.json(); // risk_score: 847 · recommendation: "block" · signals: ["ofac_hit", "pep_l2"]
Start with a free trial. No setup fees, no hidden costs. Enterprise plans available with custom volume and SLA terms.
All plans include a 14-day free trial. No credit card required.
Join hundreds of fintechs, neobanks, and payment platforms using MigrapayAML to screen transactions, stay compliant, and stop fraud at the source.